So the time has come…you are sick of tossing your money out of the window MONTH after MONTH to a landlord. It is time to find your dream home. So where to start?? Step 1: Get Your Team Together Buying a home may be the biggest investment you ever make — so it pays to call in the experts. You’ll need a Realtor and a loan officer. A Realtor will represent you and your interests during the home-buying transaction yet their commissions are generally paid by the seller, so as the buyer, these essential services are free. So find someone you can relate to and who sincerely wants to help you. Once you find a Realtor (and you will, Location agents are a likeable lot and they’re the best in the business), the next step is finding a loan officer.